United States Department of Agriculture (USDA) Secured Home Loans Washington

Zero down payment mortgage options for eligible rural and suburban home buyers.

USDA Home Loan Tacoma

USDA Loan Products

100% Financing, ZERO down payment option

Rural development loans are a great options for buyers looking for 100% financing. Recognized as a top government lender, TMB partners only with directly delegated investors to ensure a smooth, quick process for both you and the seller. Count on Tacoma Mortgage Brokers to hit contract dates on USDA Washington home loan purchases, with direct access to underwriting and industry leading turn times!

Program highlights include:

  • 700 FICO
  • Up to 80% Loan to Value
  • Loan amounts up to $453,100
  • Property Inspection Waivers honored
  • Underwrites to AUS findings 
  • Includes Conventional, High Balance and ARMs

Helpful USDA Links

Lending With a Purpose

Lending With a Purpose is more than a tagline; it’s what drives us to be our best. At SMB we understand each mortgage we provide helps a family locally but also has the ability to provide sustainable, salubrious economic opportunity to those most in need.

“I alone cannot change the world, but I can cast a stone across the waters to create many ripples.”

-Mother Teresa